£12 Per Hour — Annual Salary & Take Home Pay
£12 per hour is £23,400 per year (based on 37.5 hours/week). In the 2026-27 tax year, after income tax and National Insurance, your take-home pay is £1,697.3 per month or £20,367.6 per year.
If you earn £12 per hour and work a standard 37.5 hours per week, your annual salary is £23,400. Here's what that looks like after tax and National Insurance:
| Period | Gross | Take Home |
|---|---|---|
| Hourly | £12.00 | £10.44 |
| Daily (7.5h) | £90.00 | £78.34 |
| Weekly (37.5h) | £450 | £391.68 |
| Monthly | £1,950 | £1,697.3 |
| Annual | £23,400 | £20,367.6 |
Tax and NI on £23,400
On an annual salary of £23,400, your deductions are:
- Income tax: £2,166 (£180.5/month)
- National Insurance: £866.4 (£72.2/month)
- Total deductions: £3,032.4 per year
How £12/hour compares
At £12/hour, this is below the National Living Wage of £12.21/hour for workers aged 21+. The National Living Wage is £12.21/hour (£23,809.5/year).
Hourly rate comparison
| Hourly rate | Annual salary | Monthly take home | Annual take home |
|---|---|---|---|
| £10 | £19,500 | £1,463.3 | £17,559.6 |
| £11 | £21,450 | £1,580.3 | £18,963.6 |
| £13 | £25,350 | £1,814.3 | £21,771.6 |
| £14 | £27,300 | £1,931.3 | £23,175.6 |
Related calculations
- Full £23,000 salary breakdown — detailed tax bands and deductions
- Take home pay on £24,000 — monthly, weekly, and daily take home
- UK Salary Tax Table — take-home pay for every salary level
£
Take-home pay
Monthly take-home£1,697.30
Weekly£392
Daily£78
Annual breakdown
Gross salary£23,400
Personal allowance£12,570
Income tax-£2,166.00
Basic rate (20%)-£2,166.00
National Insurance-£866.40
Take-home pay£20,368
Tax rates
Effective tax rate13.0%
Marginal tax rate28%