£10 Per Hour — Annual Salary & Take Home Pay

£10 per hour is £19,500 per year (based on 37.5 hours/week). In the 2026-27 tax year, after income tax and National Insurance, your take-home pay is £1,463.3 per month or £17,559.6 per year.

If you earn £10 per hour and work a standard 37.5 hours per week, your annual salary is £19,500. Here's what that looks like after tax and National Insurance:

Period	Gross	Take Home
Hourly	£10.00	£9.00
Daily (7.5h)	£75.00	£67.54
Weekly (37.5h)	£375	£337.68
Monthly	£1,625	£1,463.3
Annual	£19,500	£17,559.6

Tax and NI on £19,500

On an annual salary of £19,500, your deductions are:

• Income tax: £1,386 (£115.5/month)
• National Insurance: £554.4 (£46.2/month)
• Total deductions: £1,940.4 per year

Your effective tax rate is 10.0%.

How £10/hour compares

At £10/hour, this is below the National Living Wage of £12.21/hour for workers aged 21+. The National Living Wage is £12.21/hour (£23,809.5/year).

Hourly rate comparison

Hourly rate	Annual salary	Monthly take home	Annual take home
£8	£15,600	£1,229.3	£14,751.6
£9	£17,550	£1,346.3	£16,155.6
£11	£21,450	£1,580.3	£18,963.6
£12	£23,400	£1,697.3	£20,367.6

Related calculations

• Full £20,000 salary breakdown — detailed tax bands and deductions
• Take home pay on £20,000 — monthly, weekly, and daily take home
• UK Salary Tax Table — take-home pay for every salary level