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UK Stamp Duty Calculator

Calculate how much stamp duty you'll pay on your property purchase in England, Scotland, or Wales.

England & NI (SDLT)

Stamp Duty Land Tax. 0% up to £125,000, then progressive bands up to 12%.

Scotland (LBTT)

Land and Buildings Transaction Tax. 0% up to £145,000. 8% additional dwelling supplement.

Wales (LTT)

Land Transaction Tax. 0% up to £225,000. No first-time buyer relief.

Comparison Table (SDLT vs LBTT vs LTT) → First-Time Buyer Guide →

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Understanding UK Stamp Duty

Stamp duty is a tax you pay when buying property or land in the UK above a certain price threshold. In England and Northern Ireland, it is called Stamp Duty Land Tax (SDLT). Scotland has its own version called Land and Buildings Transaction Tax (LBTT), and Wales uses Land Transaction Tax (LTT). Each country sets its own rates and thresholds, and first-time buyers can access reduced rates in all three jurisdictions. The tax is calculated on a sliding scale, meaning you only pay the higher rates on the portion of the purchase price within each band, not on the entire amount. You usually pay stamp duty through your solicitor or conveyancer within 14 days of completion. Additional surcharges apply if you are buying a second home or buy-to-let property, and non-UK residents pay an extra 2% surcharge on residential property purchases in England.

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Free: 2025/26 Tax Year Cheat Sheet

Get a printable one-page reference with every tax band, NI threshold, allowance, and key date for the current tax year.

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