Terms of Use

Last updated: 25 March 2026

By using ukcalc.co.uk (“the Site”), you agree to the following terms. If you do not agree, please do not use the Site.

1. Informational purposes only

All calculators, figures, tables, and content on this Site are provided for general informational purposes only. They do not constitute financial, tax, legal, or investment advice. You should not rely on any calculation as a substitute for professional advice.

2. Not financial advice

We are not financial advisors, tax advisors, or accountants. The calculations provided are estimates based on publicly available HMRC rates and rules. Your actual tax liability may differ depending on your individual circumstances, reliefs, allowances, and other factors not captured by our calculators.

Always consult a qualified tax advisor, accountant, or financial advisor for decisions about your personal finances, tax returns, mortgage applications, pension contributions, or any other financial matter.

3. Accuracy and timeliness

We make reasonable efforts to ensure our calculations reflect the latest HMRC rates and thresholds. However, we cannot guarantee that all information is complete, accurate, or up-to-date at all times. Tax rules change, and there may be a delay between an HMRC announcement and our site being updated.

Calculations are based on HMRC rates for the 2025/26 tax year unless otherwise stated on the page.

4. No liability

To the fullest extent permitted by law, UKCalc shall not be liable for any loss, damage, or expense arising from your use of or reliance on the Site, including but not limited to:

5. Affiliate links and advertising

The Site may contain affiliate links to third-party financial products and services. If you click an affiliate link and complete a transaction, we may receive a commission at no additional cost to you. Affiliate relationships do not influence our calculator outputs.

Advertisements displayed on the Site are served by third-party ad networks and are clearly distinguishable from editorial content.

6. Intellectual property

All content on the Site, including text, calculators, code, and design, is owned by UKCalc or its licensors. You may not reproduce, redistribute, or commercially exploit any content without prior written permission, except for personal, non-commercial use.

7. Third-party links

The Site may link to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.

8. Governing law

These terms are governed by the laws of England and Wales. Any disputes arising from the use of the Site shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Changes to these terms

We may update these terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

10. Contact

If you have questions about these terms, please contact us at legal@ukcalc.co.uk.