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UK Income Percentiles 2025 — How Does Your Salary Compare?

Median gross annual earnings for UK full-time employees were £39,039 in the latest ONS release. That means half earned less and half earned more within that measured group. Enter your salary below to see exactly where you stand.

Based on HMRC income distributions and the ONS Annual Survey of Hours and Earnings 2025 provisional release.

Where Do You Rank?

UK Income Percentile Table 2025

This table shows annual salary thresholds at key percentile points, along with the approximate monthly take-home pay after income tax and National Insurance (England/Wales rates, no student loan).

Percentile Annual Salary Monthly Take-Home (approx)
10th £15,000 £1,193
25th £22,000 £1,613
50th (Median) ← national average £39,039 £2,636
75th £50,000 £3,293
90th £62,000 £3,876
95th £80,000 £4,746
99th £170,000 £8,491
Top 0.1% £500,000+ —

Monthly take-home calculated using 2026/27 HMRC tax rates (England/Wales). Does not include student loan repayments, pension contributions, or benefits in kind.

What Is a Good Salary in the UK?

"Good" is relative, but the data gives us useful benchmarks. The median full-time salary in the UK is £39,039 per year in the ONS 2025 provisional release — so anything above that puts you in the top half of the measured full-time employee group.

If you earn £50,000 or more, you are in the top 25% of all UK workers. That is broadly considered a "good" salary by most measures — it is enough to live comfortably outside London and provides meaningful saving capacity.

At £80,000, you join the top 5%. By most definitions, this is an excellent salary. At £170,000, you are in the top 1% — a threshold that many people significantly underestimate.

It is worth noting that these figures include all full-time workers across the UK, including both public and private sector roles. Your perception of "good" may differ depending on your industry, location, and stage of career.

London vs UK Average Salary

London consistently has the highest median earnings in the UK. The London median full-time salary is higher than the national median of £39,039. Regional comparisons should be treated as approximate because workforce composition differs between locations.

However, higher salaries in London are significantly offset by the cost of living, particularly housing. Average rent in London is more than double the national average. After housing costs, many London workers have less disposable income than their counterparts earning less in other regions.

Other high-paying regions include the South East (median ~£37,000) and Scotland (median ~£35,500). The lowest median earnings tend to be in the North East (~£30,500) and parts of Wales.

How to Move Up the Income Distribution

Earning more is one way to improve your financial position, but keeping more of what you earn is equally important. Tax-efficient strategies can make a significant difference to your take-home pay:

  • Salary sacrifice — redirect pre-tax income into your pension, reducing your tax bill and potentially avoiding the 60% tax trap.
  • Pension contributions — one of the most powerful tax reliefs available. Higher-rate taxpayers get 40% tax relief on pension contributions.
  • Salary calculator — understand exactly how much you take home after all deductions.

Even small changes — like using salary sacrifice for childcare vouchers or cycle-to-work schemes — can move you from one take-home bracket to another.

Data sources: ONS Annual Survey of Hours and Earnings 2025 and the HMRC Survey of Personal Incomes. The £39,039 median is from the provisional ONS 2025 release; the other percentile thresholds are approximate distribution benchmarks rather than exact cut-offs. Take-home calculations use 2026/27 HMRC tax and National Insurance rates.